Will Insurance Cover My Windshield?

When your car windshield is damaged, it's important to have it replaced as soon as possible. Not only can it be a problem during state inspections, but it also plays a vital role in keeping you safe on the road. However, whether insurance will cover the cost of windshield replacement depends on the circumstances and the type of coverage you have.

Auto glass companies can accept all types of insurances by partnering with insurance companies or third-party administrators. These partnerships allow customers to receive coverage for their auto glass repair or replacement services, while the auto glass company receives payment directly from the insurance company. This process saves the customer time and money, as they do not have to pay out of pocket for the service.

Collision Coverage
Collision coverage is one form of insurance that can help pay for windshield replacement costs. If you're in a car accident with another vehicle and notice a crack in your windshield, collision coverage can help pay for the replacement costs. Similarly, if you crash into a stationary object like a pole, collision coverage can also help cover the costs.

Comprehensive Coverage
Comprehensive coverage is another form of insurance that covers windshield damage. Comprehensive coverage will cover the costs of any damage not caused by another vehicle, such as hail, rock chips, and theft, among others. Some states offer full glass coverage as an add-on to comprehensive coverage. With full glass coverage, drivers won't have to pay any deductibles to repair their windshield; their insurance will cover the costs in its entirety.

Deductibles
When you file an insurance claim for windshield replacement or repair, you will most likely have to pay for a deductible. A deductible is the amount of money you pay out of pocket or the funds paid directly toward the insurance claim. Afterward, the insurance company will cover the rest of the replacement cost. The price you pay for a deductible is a predetermined amount you decide on with your insurance company and can vary greatly based on your individual policy and the state you live in.

Why use Cervantes Auto Glass?
There are several potential benefits of a customer using an auto glass company that accepts insurance. First and foremost, the customer can save money on their auto glass repair or replacement services. By having insurance coverage, the customer can avoid paying out of pocket for the service, which can be costly. This can be especially beneficial for those who are on a tight budget or have limited funds.

Another potential benefit is the convenience factor. The customer can simply file a claim with their insurance company and have the auto glass company handle the rest. This saves the customer time and hassle, as they do not have to worry about coordinating with their insurance company or paying for the service upfront.

Finally, using an auto glass company that accepts insurance can provide peace of mind to the customer. They can trust that the auto glass company is reputable and reliable, as they have been approved by the insurance company. This can be especially important for those who are unfamiliar with auto glass repair or replacement services and want to ensure that they are receiving high-quality workmanship.

If you find yourself in a position where you need a replacement on a window or windshield for your vehicle, don’t hesitate to reach out to Cervantes Auto Glass and we can answer your questions about insurance and get a free quote from us!